Commercial General Liability Insurance Designed to Address Your Exposures
Commercial General Liability insurance is must-have coverage for all businesses but for it to be effective it needs to serve the risk profile of each organization. At Cumbre Insurance Services, LLC, we tailor our clients’ Liability coverage to address the varied and often-complex exposures they face. We can secure General Liability insurance for all types of firms – from Main-Street businesses to larger risks with unique challenges.
Commercial General Liability coverage is designed to safeguard your company from financial losses if your business is sued or held legally responsible in the event of bodily injury or damage arising out of premises, operations, products, and completed operations; and advertising and personal injury liability. A properly secured Liability insurance will pay for medical expenses, attorney fees, settlements and judgments up to the policy limit.
Our staff will evaluate your operation and its exposures to determine how much coverage you need to protect your investment and assets in the event of a loss. We will also review with you ways in which you can strengthen your loss control program to mitigate and prevent losses. This includes developing a safety program, implementing ongoing safety training and providing you with access to customized loss-prevention materials and risk management services.
Enhancing Your Liability Insurance
In addition to having robust Commercial General Liability insurance in place there are a number of other liability coverages available either with an endorsement or separate policies. These are designed to protect you against exposures typically excluded from a Commercial General Liability policy. Depending on the industry in which you serve and your specific operations, following are some of the additional liability coverages we offer:
Cumbre Insurance Services also provides Commercial Auto Liability to our clients – whether you have a fleet of vehicles, one or two company cars, or your employees use their personal cars for business purposes we can design a policy that works for you. Additionally, we will discuss the need for Commercial Umbrella insurance, which extends the liability limits found in your underlying, primary policies.