No matter what age you are, if you have people who depend on you for financial support, you need a full personal risk portfolio including life insurance. These offerings are really designed to protect and provide for your loved ones and dependents after your death. At Cumbre Insurance, we understand that life insurance can be …
Eliminate Surprises by Understanding Life Insurance Read More »
Cumbre has determined that wherever possible, we want to encourage Business Interruption and other claims be reported to the insurer. Business Interruption insurance (also known as Business Income insurance) provides coverage for the loss of income that a business suffers after direct physical damage to the business. Business Interruption Vs. Property Insurance Business interruption differs …
Hackers are wielding their power across the globe by unleashing a rash of ransomware cyber attacks on companies, organizations, and even U.S. cities. Cyber security and Cyber insurance can work in conjuction to make companies cyber resilient. Ransomware is a type of malware that holds your computer and data files hostage until the victim pays …
Natural disasters, vandalism, fire, and many other factors could impact your business unexpectedly. How long could you survive a full or partial shutdown? Days? Weeks? Months? At Cumbre Insurance, we understand that losing access to your business hurts the bottom line, so we provide a range of business interruption insurance options. By evaluating your specific …
Signs You May Not Have Enough Business Interruption Coverage Read More »
Finding the right candidates for your organization and then navigating the onboarding process can be stressful whether you are filling a new position or replacing a former employee. With help from Cumbre, the creation and promotion of a voluntary benefits package may streamline your hiring process by creating more interest in your open positions and …
How to Attract and Retain Employees with Voluntary Benefits Read More »
In June 2019, Asco Industries (a Belgium-based aircraft components manufacturer) was hit with a cyber attack, leaving about 1,000 of its approximately 1,400 employees worldwide idle as it was forced to shut down production. Asco’s facilities in Belgium, Canada, the United States, and Germany were crippled by the attack and created a ripple effect on …
Why Manufacturers Make the Perfect Cyber Attack Target Read More »
Providing greater access to voluntary benefits for off-the-job injuries helps commercial employers mitigate exposure to workers’ compensation claims and realize additional gains. Voluntary benefits are the easiest and most cost-effective way for employers to offer employees valuable benefits. Both the employees’ and the company’s health and well-being are protected with little to no company costs. …
High-profile cyber attacks on companies such as Target have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the U.S. Small Business Administration suggest that many small business owners are still operating under a false sense of cyber security based on their company’s size. When it comes to cyber attacks, small …
