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About Cumbre Insurance Services, LLC

Cumbre Insurance Services, LLC is a full-service insurance brokerage and risk management firm.  Founded in 1984, we have been serving California businesses, non-profits and public entities for over 25 years.  In 2011, Cumbre (which means "top"or "summit" in Spanish) proudly became a member of Direct-Link Holding Group, LLC, which is now an Acrisure Partner.

Our focus is on workers' compensation insurance products; and service is a key component to our agency's philosophy. Our firm's expertise includes risk management, safety, loss control, claims management, class code reclassification, experience mod auditing, accounting and administrative services. We have a proven track record of risk analysis, insurance program design, insurance marketing, and administration. We have thousands of commercial clients throughout the region.

Our objective is to provide exceptional service and assist clients in building a risk management program to meet their specific individual needs at the lowest net cost.  When you work with us, you'll experience the quality service and attention to detail that you can only find with an independent insurance agency.

Our Locations

Main Office - Ontario, CA

3333 Concours, Suite 5100
Ontario, CA 91764
Main office: 909-454-2456
Toll free: 800-998-7986
Fax: 909-484-2491

La Quinta Office

78-401 Highway 111, Suite S
La Quinta, CA 92253
Main office: 760-347-5552
Toll free: 800-480-6039
Fax: 760-347-2858

Petaluma Office

1318 Redwood Way, Suite 200
Petaluma, CA 94954
Main office: 707-992-3740
Toll free: 800-798-5897

Shingle Springs Office

4065 Mother Lode Drive
Shingle Springs, CA 95682
Main office: 530-677-8755
Toll free: 800-677-8181
Fax: 530-677-8314

Toronto Office

1211 Gorhan St. Unit 2
New Market , ON L3Y 8Y3
Main office: 877-221-2217
Fax: 877-518-8131

Tracy Office

2880 North Tracy Boulevard
Tracy, CA 95376
Main office: 209-835-0776
Fax: 209-835-4224

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.