As an Acrisure Partner, Offering Peak Insurance Performance is What We’re All About

Established in 1984 and headquartered in California, Cumbre Insurance Services, LLC serves the business insurance and employee benefit needs of companies throughout the state and across the country. An Acrisure Partner, Cumbre Insurance Services has access to the resources of a national brokerage while having the local ability to be an integral part of our clients’ lives. We deliver personalized attention to each of our clients providing them with the peace of mind in knowing that we are here when it matters most.

What does this mean to you? Our staff will put its experience and expertise to work for you to learn the ins and outs of your operation, the exposures you face, and the goals you have, and help you achieve them by mitigating and transferring your risk. We tailor our insurance and risk management solutions to fit your risk profile, understanding that no two businesses are alike.  Access to a network of markets as an Acrisure Partner allows us to secure comprehensive, affordable coverage, with a focus on reducing your total cost of risk.

In addition to providing a portfolio of property and casualty insurance solutions, we also help our business clients with their health and employee benefit programs as well as with group life insurance. We understand the value of offering a benefit plan that helps attracts and retain the most important resource in the success of your operation: your people.

Insurance for Restaurants

Cumbre Insurance Services provides insurance and risk management programs for diverse operations – from Main Street businesses to start-ups and mid- to large-size companies with multiple locations. Included among our specialties is the restaurant sector where our appetite includes everything from fast food franchises to family-style operations, casual dining and fine dining. We offer restaurant-tailored General Liability, Commercial Property, Liquor Liability, Equipment Breakdown, Business Interruption, Food Contamination, Umbrella Liability, and Cyber Liability insurance, among other critical coverages. 

We also provide the automobile industry with responsive insurance solutions. In addition, our footprint includes insuring various Native American & Tribunal entities including casinos.

The Benefits of our Benefit Programs

When you partner with Cumbre Insurance Services for your company’s employee benefits plan, you work with a seasoned team of talented experts who will help analyze and control your program for optimum results. From establishing the plan’s structure to addressing the various needs of your company’s employee demographics to utilization, our goal is to help keep costs in line while maintaining the quality of your offering. Today’s competitive and ever-changing landscape requires a strategic and smart approach to benefits, which is what we provide.

The Personal Side of Insurance

Cumbre Insurance Services is a full-service independent agency providing many of our business clients and individuals with personal insurance solutions to protect themselves, their family, property and assets. From individual Life and Health insurance to coverage for automobiles, homes and all the fun stuff you own, we have you covered.

The CUMBRE Blog

We’re ready to protect you from risk.