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Individual & Family Health Insurance

Smart Decisions Today for a Healthy Tomorrow.

As an individual, you’re most likely responsible not only for yourself, but also for the well being of your family. In order to keep yourself and those you care about most healthy and happy, you’ll want to ensure that you have the proper Health Insurance plan that can cover your every need and keep you protected financially.

With the cost of healthcare on the rise, you can’t afford to take any chances. At Cumbre Insurance Services, LLC, we offer Individual and Family Health Insurance plans to those who do not receive health benefit packages from their current employer, or are either self-employed, unemployed, or a student. Our various types of Individual and Family Health Insurance options include:
  • FFS (Fee-for-Service)
  • HMO (Health Maintenance Organization)
  • PPO (Preferred Provider Organization)
  • POS (Point-of-Service)
  • HSA (Health Savings Account)
Since each insurance option differs in cost and benefits, it’s important to discuss your unique needs with an insurance expert who can keep you, your spouse, and your children covered under the right plan at a price you can afford.

Find a Health Insurance Plan That’s Right For You

Without an adequate Health Insurance policy, if you or a family member gets injured in an accident or becomes ill, the last thing you’ll want to experience is paying for high medical costs from your own pocket.

If you’re an individual looking for coverage either for yourself or your family, you can find the perfect Individual and Family Health Insurance plan from Cumbre Insurance Services, LLC. Since Health Insurance options vary from state to state, our experienced, Health Insurance specialists are available to work with your needs on an individual basis in order to assist you in creating a plan that keeps you covered.

Don’t risk your finances on expensive medical bills and services. Get the affordable protection that keeps those you care about most healthy with an Individual and Family Health Insurance policy.

Our Locations

Main Office - Ontario, CA

3333 Concours, Suite 5100
Ontario, CA 91764
Main office: 909-454-2456
Toll free: 800-998-7986
Fax: 909-484-2491

La Quinta Office

78-401 Highway 111, Suite S
La Quinta, CA 92253
Main office: 760-347-5552
Toll free: 800-480-6039
Fax: 760-347-2858

NY Office

2316 Delaware Avenue, Suite 268
Buffalo, NY 14216
Main office: 877-221-2217
Fax: 877-518-8131

Petaluma Office

1318 Redwood Way, Suite 200
Petaluma, CA 94954
Main office: 707-992-3740
Toll free: 800-798-5897

Shingle Springs Office

4065 Mother Lode Drive
Shingle Springs, CA 95682
Main office: 530-677-8755
Toll free: 800-677-8181
Fax: 530-677-8314

Tracy Office

2880 North Tracy Boulevard
Tracy, CA 95376
Main office: 209-835-0776
Fax: 209-835-4224

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.